Michael currently coordinates CGAP’s work in financial innovation for smallholder families. He has formerly led CGAP’s efforts in the area of branchless banking regulation and has worked with regulators around the world in developing regulatory frameworks. He has worked in Nigeria, Rwanda, Haiti, and led CGAP’s regulatory efforts in the Maldives. Michael has taught branchless banking at the Boulder Institute for Microfinance. He also was chosen as a Young Global Leader by the World Economic Forum and is a member of the Forum’s Dialogue Series on Access to Finance through Technology. He is a co-author of Putting the Banking in Branchless Banking, Regulating Banking Agents, Regulatory Approaches to Nonbank E-Money Issuers and Islamic Microfinance: An Emerging Market Niche. Prior to joining CGAP, Tarazi was a corporate attorney in private practice and served as the European General Counsel to a U.S. company providing finance-related technological services to developing countries. He also served as an advisor to Israeli-Palestinian peace negotiations. Tarazi holds a bachelor's degree from Harvard University and a law degree from Harvard Law School. He speaks English, Arabic, and French.